Eligibility

Joining Cois Sionna Desmond Credit Union is the best decision you could take for your money.

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.

Joining is easy. You must be living or working within our common bond.

Here is a map to check your home or work address.

Become a Member Online

Our Digital Membership form is the quickest way to become a member.

Joining online is quick, secure and easy.

To join online, download our mobile app or click here.

You should have readily available:

Photo ID

(Drivers Licence, Passport)

Proof of Address

(Recent bill or bank statement (within 6 months))

Proof of PPS

(Payslip/Health Card/P60)

You can join in any of our branches during our opening hours. Forms are available in each branch.

You will need to bring the same documents listed above with you.

Juvenile Membership Application

It’s never too early to start saving, and by helping younger people to get into good financial habits early, you are giving them a head start in thinking about money in a responsible way. Here at Cois Sionna Desmond Credit Union we have many junior members who have savings accounts and are enjoying the benefits and responsibility that comes with starting a relationship with a financial institution.

Call to any of our branch offices and complete a membership application form. All juvenile memberships must be completed in one of our branches.

*NB* Only a Parent / Guardian can open a Child’s Account. All Children over the age of 7 yrs must accompany the Parent/Guardian to open an account.

Please bring the following ID:

Child’s Birth Certificate/Passport

Parents Photo ID

(Drivers License, Passport etc)

Parents Proof of Address

(Recent bill or bank statement (within 6 months))

Proof of Child’s PPS

(Official documents, Child benefit award letter, medical card etc)

Why Join Cois Sionna Desmond Credit Union

Great Value Loans

Get the best loan rates in our locality

Secure Savings

Backed by the Deposit Guarantee Scheme

Digital Banking

24/7 account access with digital wallets

Extra benefits

Free loan insurance and free life benefit insurance

Community Support

We donated over €100,000 in the last 3 years

Fair Lending

Loans in a transparent and fair manner