SELECT YOUR LOAN TYPE

CHOOSE A LOAN THAT SUITS YOU

Car
Loans

Education
Loans

Cultivate Farm
Loans

Home Improvement
Loans

Green
Loans

Loan Secured
By Savings

Online Loan Application

We love seeing you in our branches, but we also understand that sometimes there are more important things in life! So, we’ve made it really easy to apply for a loan with us online
even if you’re not a member!

You can join and apply for a loan through one simple online process.

Apply in Branch

Why borrow from your credit union?

  • No hidden fees or charges.

  • Fair and reasonable interest rate compared to other lenders.

  • Your loan may be insured – subject to terms & conditions – at no direct cost to you.

  • You can pay off your loan early, make additional or increased payments without penalty.

  • Repayment terms to suit your affordability.

  • Loan Interest Funds Local Groups
  • Easy to Apply
  • High loan approval rates
Patrick Ranahan - Business Development Officer

Patrick Ranahan
Business Development Manager

How much can I borrow?

This will be based on your good record, total level of debts and outgoings, and your ability to repay the loan in a reasonable time-frame.

Loans covered by savings

For loans covered by savings you can apply online or in office without the need to fill in an application form.

Simply ask a member of staff and we can process these loans the same day.

Important information on loans

Each member is unique. Our loan officers will look at your savings, income and outgoings and ability to repay your loan. We will set up your repayment plan and you can make additional payments via cuOnline or in office.

At all times, your savings are held as security on your loan. You may NOT withdraw savings if this brings your balance to less than your loan balance, including shares you have lodged after taking your loan.

When personally collecting a loan, valid photographic ID is required. For loans above savings, current proof of address is also required.
For online loans these documents may be uploaded. This condition cannot be waived.