Welcome Loans

7.95% variable (8.24% typical APR)

First Time & Returning Borrowers

We love getting the chance to welcome new borrowers, so we’ve decided to give something back.

We are delighted to offer our Welcome Loan at a special reduced rate of 7.95% (8.24% APR*).

We’re making this offer to first-time borrowers, and it’s also open to you if you haven’t had a loan with us in one year.

And once your loan is approved, you can spend it on whatever you need!

Welcome Loan Features

  • High approval rating (95%) and a quick decision on your application — usually within 24 hours
  • Flexible repayment options, and no penalty for early repayment
  • Free loan protection insurance (subject to terms and conditions)
  • No hidden transaction fees or administration charges

Loan Application Process

1. Become a Member

Once you are living or working within our common bond you are eligible to join us today and start borrowing.

2. Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our online calculator.

3. Apply for Loan

Apply for your loan from the comfort of your home or in one of our 11 branches. Applying for a loan is easy and quick. now

4. Sit back and relax!

The decisions are made quickly on loan applications, usually within 24 hours.

Welcome Loan – 7.95% variable (8.24% typical APR)

Representative Example

A 5 year Welcome Loan of €10,000 will have 260 weekly repayments of €47, Interest 7.95% variable, (8.24% APR). If the APR does not vary during the term of the loan the total cost of credit is €2,095.95. The total amount payable is €12,095.95.

Loan Amount Interest Rate Loan Term Total Interest Weekly Repayment Total Cost

€10,000

7.95% variable

5 Years

€2,095

€47

€12,095

How to Apply?

Online

The fastest way to apply is on our Mobile App or via your Online Account.

Call Us

Call us during office hours on
061-392237.

Call Back

Submit this form and we’ll call you back at a time that suits you.

Email Us

Send an email with your loan details to us at loans@csdcu.ie.

Visit Us

Call into any of our 11 branches throughout Limerick and Kerry with all your required documentation.