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About Cois Sionna Desmond Credit Union is a not for profit, community-based credit union, proudly supporting its 37,000 members across its 11-branch network, located throughout the Limerick and North Kerry region. They are committed to delivering exceptional service and supporting our members at every stage of life. The Role Due to continued growth, we are delighted to be recruiting for the newly created role of Team Lead. This is a fantastic opportunity for a dynamic, motivated individual to play a key role in shaping how we serve our members, ensuring high standards and seamless service across all channels. This is a full-time, permanent role (35 hours per week) based at our Head Office in Askeaton, with flexibility to travel and be stationed across our branch network as required. This dual role combines two critical functions: Frontline Operations – Leading the Member Service Officers (MSO) team to deliver exceptional in-branch service. Back-Office Operations – Managing our

Cois Sionna Desmond Credit Union is delighted to announce the return of the Schools Quiz 2026 in February, as part of the nationwide Credit Union quiz series that brings fun, learning, and friendly competition to primary schools across the country. 📅 Date: Saturday 7th of February 2026 ⏰ Time: 11am 📍 Venue: Salesians Secondary College Hall, Pallaskenry, Co Limerick V94 WP86 📝 Closing date for applications: Monday 2nd of February 2026 Team Categories Each school is invited to enter a maximum of two teams (one from each category): Team A – Under 11 Pupils aged 10 or younger on 31st December 2025 Team B – Under 13 Pupils aged 12 or younger on 31st December 2025 The Schools Quiz is a fantastic opportunity for students to work together, build confidence, and put their general knowledge to the test in a fun and supportive environment. Quiz Stages The winning teams from Competition A and B will

New Opening Times – Glin & Tarbert Offices (Effective February 2026) Commencing from Monday 2nd February 2026, Cois Sionna Desmond Credit Union will have new opening times for our Glin and Tarbert offices. Please see the updated opening hours below: Glin & Tarbert – Office Hours Amendment (Effective 2nd February 2026) Location Days Opening Hours Lunch Effective Date Notes Glin Monday, Tuesday, Thursday, Friday 9:30am – 5:00pm 1:00pm – 2:00pm 2nd February 2026 Last late Wednesday in Glin is 28th January. Tarbert Wednesday 10:30am – 5:00pm 1:00pm – 2:00pm 4th February 2026 Last Friday in Tarbert is 30th January. Thank you for your understanding and continued support.

Thank you to all our members who joined Cois Sionna Desmond Credit Union 2025 AGM on the 8th December 2025. We’re proud to have reflected on a year of strong performance, community support, and continued growth. On the night we issued a rebate & dividend of €800,000 with over €200,000 issued in sponsorship to the local community. We appreciate members ongoing support and commitment to our credit union. Here’s to another positive year ahead! Pictured at the AGM was CEO Declan Benson, Board Members Tony Prendiville, Michael McMahon (Chair) & Mary O Malley (Secretary)

🎉 We are delighted to share the news that credit unions have ranked in first place in the Ireland Sustainability Reputation Index 2025. Now in its fourteenth year, the Index, carried out by The Reputations Agency , tracks the perceptions of 5,500 members of the informed public on the sustainability measures undertaken by 100 prominent organisations in Ireland. Credit unions secured the top overall score of 78.0, placing first in seven of the 16 key sustainability factors, include Excellent ratings for: ❤️ Supporting good causes 🤝 Fair in the way it does business 🏘️ Improving the lives of people and their communities ✨ Positively influencing society

AboutCois Sionna Desmond Credit Union is a not for profit, community-based credit union, proudly supporting its37,000 members across its 11-branch network, located throughout the Limerick and North Kerry region.The RoleCois Sionna Desmond Credit Union is currently recruiting for a Member Service Officer on a full-time,permanent basis. This is an exciting opportunity to join our dynamic team. Previous experience within afinancial regulated, customer-facing environment, with QFA / CUA qualifications or equivalent, is desirablebut not essential. The role is based in our Rathkeale Office, and candidates should be flexible to workthroughout the branch network.The Member Service Officer position will deliver a best-in-class standard of member service in a frontlineand back-office environment. The successful candidate will be responsible for processing day-to-day financialtransactions for our members, including loans and insurance, dealing with queries, and offering informationand support as required.The key purpose of the role is to support members by providing a superior level of assistance and servicein a timely

About Cois Sionna Desmond Credit Union is a not for profit, community-based credit union, proudly supporting its 37,000 members across its 11-branch network, located throughout the Limerick and North Kerry region. The Role Cois Sionna Desmond Credit Union has an exciting new opportunity for an IT Support Technician to join their growing team. The role will be based in Askeaton, Co. Limerick, with a requirement to travel throughout the branch network. Cois Sionna Desmond Credit Union is an ambitious, forward looking and strategic thinking credit union. This is an ideal opportunity for someone who is eager to learn, enjoys solving problems, and wants to be part of a digital transformation journey. Job Purpose Reporting to the IT Officer, the IT Support Technician will be primarily responsible for developing and supporting the IT infrastructure, with the key objective of supporting the IT network, employees’ PCs and related software and the telephone network to deliver best

We are delighted to inform you that we are currently advancing our discussions with Unity Credit Union in relation to combining our resources to become an even stronger credit union. The Board of Directors are of the view that by combining our Credit Unions we will build on our proud record to ensure we continue making a distinct and positive contribution to the challenges and opportunities facing our members and our community. In summary this initiative provides assurance on the continuation of services locally and ensures that the Credit Union will have the combined strength to meet the very challenging times ahead for credit unions. This announcement is made in the spirit in which our credit unions intend to move forward with this process – honesty and transparency so that you the member, can be sure that at all times you are fully informed. As the process evolves each member will be provided with an

Fraudulent SMS Alert Dear Members, We’ve been made aware of a fraudulent SMS currently circulating nationwide. The message appears to come from “51472” and reads: CREDIT UNION: A new Payee (JAMIE SMITH) has been added to your account. Contact us immediately on 01 513 4884 if this wasn’t you. When the recipient calls the number provided (01 513 4884), the call is answered with “Welcome to Credit Union Services.” The caller is then persuaded to provide their account credentials and personal details to the fraudster. ⚠️ This is a scam. If you call the number, you’ll reach fraudsters pretending to be Credit Union staff who will try to get your personal and account details. 👉 Please remember: Your Credit Union will never ask for account details, passwords, or PINs by phone or text. Do not click on links or call numbers in suspicious messages. If you’ve responded or shared any information, contact your Credit Union immediately using our

About Cois Sionna Desmond Credit Union is a not for profit, community-based credit union, proudly supporting its 37,000 members across its 11-branch network, located throughout the Limerick and North Kerry region. The Role Due to the credit union’s continued growth, we are delighted to invite applications for the role of Lending Officer on a full-time, permanent basis. The position is located in Newcastle West, with requirement to travel to branches on occasion. Applicants should be open to working some Saturdays, as required. Reporting directly to the Head of Lending, the Lending Officer, working as part of the lending team, will prepare and assess loan applications from members, in line with lending policies, ensuring all legislative and regulatory requirements are adhered to. The Lending Officer will also assist with the growth of the loan book in line with the Lending Strategy and operational business goals. The role will ensure a high level of loan processing is