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 Scam Alert – Stay Safe!  We are aware of scam text messages and phone calls currently circulating.  Please remember: Never share personal or financial information over the phone Do not click on suspicious links in text messages If something feels off, it probably is! If you receive a message or call that you’re unsure about, please contact us directly or visit one of our offices — we’re here to help and keep you safe.  Stay alert. Stay protected.

Please be advised that scheduled maintenance is planned on the Instant Payments processing platform on March 6th between 01:00am and 03:00am GMT. During these periods, SEPA Instant Payments (incoming and outgoing) will be temporarily unavailable to prevent transaction issues. You can still make payments using the classic payment option via the App and Online Banking. Thank you for your understanding.

The Irish League of Credit Unions (ILCU) has become aware of an investment scam in circulation, which suggests that the ILCU is offering an investment opportunity to credit union members. The scam claims that the scheme is in partnership with a domestic bank. The ILCU has no involvement in any such scheme and  does not offer any products directly to credit union members. If you are in doubt about any doubt about a message received in relation to your credit union or your credit union account, please contact your local credit union directly. For further information on investment scams, please see visit https://www.fraudsmart.ie/our-campaigns/investment-scams #FraudSmart #befraudaware

🎉 We’re Proud to Announce Our Continued Support for Local Sport! ⚽️💚 We’re delighted to share that Cois Sionna Desmond Credit Union is once again stepping up to support grassroots football — this time as a sponsor of the Desmond Ladies League! 👏 Following our recent partnership with the Men’s Desmond Football League, it’s fantastic to be able to extend our support to the women’s game and help grow opportunities for players across West Limerick. 🌟 The Desmond Ladies League is building a strong future for women’s football — and we’re proud to be part of that journey. Here’s to a great season ahead! 🙌 Pictured at the launch from Cois Sionna Desmond is Declan Benson CEO, Pa Ranahan Business Development Officer, Debra Histon CSDCU & Desmond Ladies League Chairperson Siobhan O Gorman & Treasurer Niall Harris. #SupportLocalSport #LadiesLeague #DesmondDistrict #CoisSionnaDesmondCU

About Cois Sionna Desmond Credit Union is a not for profit, community-based credit union, proudly supporting its 37,000 members across its 11-branch network, located throughout the Limerick and North Kerry region. They are committed to delivering exceptional service and supporting our members at every stage of life. The Role Due to continued growth, we are delighted to be recruiting for the newly created role of Team Lead. This is a fantastic opportunity for a dynamic, motivated individual to play a key role in shaping how we serve our members, ensuring high standards and seamless service across all channels. This is a full-time, permanent role (35 hours per week) based at our Head Office in Askeaton, with flexibility to travel and be stationed across our branch network as required. This dual role combines two critical functions: Frontline Operations – Leading the Member Service Officers (MSO) team to deliver exceptional in-branch service. Back-Office Operations – Managing our

Cois Sionna Desmond Credit Union is delighted to announce the return of the Schools Quiz 2026 in February, as part of the nationwide Credit Union quiz series that brings fun, learning, and friendly competition to primary schools across the country. 📅 Date: Saturday 7th of February 2026 ⏰ Time: 11am 📍 Venue: Salesians Secondary College Hall, Pallaskenry, Co Limerick V94 WP86 📝 Closing date for applications: Monday 2nd of February 2026 Team Categories Each school is invited to enter a maximum of two teams (one from each category): Team A – Under 11 Pupils aged 10 or younger on 31st December 2025 Team B – Under 13 Pupils aged 12 or younger on 31st December 2025 The Schools Quiz is a fantastic opportunity for students to work together, build confidence, and put their general knowledge to the test in a fun and supportive environment. Quiz Stages The winning teams from Competition A and B will

New Opening Times – Glin & Tarbert Offices (Effective February 2026) Commencing from Monday 2nd February 2026, Cois Sionna Desmond Credit Union will have new opening times for our Glin and Tarbert offices. Please see the updated opening hours below: Glin & Tarbert – Office Hours Amendment (Effective 2nd February 2026) Location Days Opening Hours Lunch Effective Date Notes Glin Monday, Tuesday, Thursday, Friday 9:30am – 5:00pm 1:00pm – 2:00pm 2nd February 2026 Last late Wednesday in Glin is 28th January. Tarbert Wednesday 10:30am – 5:00pm 1:00pm – 2:00pm 4th February 2026 Last Friday in Tarbert is 30th January. Thank you for your understanding and continued support.

Thank you to all our members who joined Cois Sionna Desmond Credit Union 2025 AGM on the 8th December 2025. We’re proud to have reflected on a year of strong performance, community support, and continued growth. On the night we issued a rebate & dividend of €800,000 with over €200,000 issued in sponsorship to the local community. We appreciate members ongoing support and commitment to our credit union. Here’s to another positive year ahead! Pictured at the AGM was CEO Declan Benson, Board Members Tony Prendiville, Michael McMahon (Chair) & Mary O Malley (Secretary)

🎉 We are delighted to share the news that credit unions have ranked in first place in the Ireland Sustainability Reputation Index 2025. Now in its fourteenth year, the Index, carried out by The Reputations Agency , tracks the perceptions of 5,500 members of the informed public on the sustainability measures undertaken by 100 prominent organisations in Ireland. Credit unions secured the top overall score of 78.0, placing first in seven of the 16 key sustainability factors, include Excellent ratings for: ❤️ Supporting good causes 🤝 Fair in the way it does business 🏘️ Improving the lives of people and their communities ✨ Positively influencing society

AboutCois Sionna Desmond Credit Union is a not for profit, community-based credit union, proudly supporting its37,000 members across its 11-branch network, located throughout the Limerick and North Kerry region.The RoleCois Sionna Desmond Credit Union is currently recruiting for a Member Service Officer on a full-time,permanent basis. This is an exciting opportunity to join our dynamic team. Previous experience within afinancial regulated, customer-facing environment, with QFA / CUA qualifications or equivalent, is desirablebut not essential. The role is based in our Rathkeale Office, and candidates should be flexible to workthroughout the branch network.The Member Service Officer position will deliver a best-in-class standard of member service in a frontlineand back-office environment. The successful candidate will be responsible for processing day-to-day financialtransactions for our members, including loans and insurance, dealing with queries, and offering informationand support as required.The key purpose of the role is to support members by providing a superior level of assistance and servicein a timely