CDCU

🎉 We are delighted to share the news that credit unions have ranked in first place in the Ireland Sustainability Reputation Index 2025. Now in its fourteenth year, the Index, carried out by The Reputations Agency , tracks the perceptions of 5,500 members of the informed public on the sustainability measures undertaken by 100 prominent organisations in Ireland. Credit unions secured the top overall score of 78.0, placing first in seven of the 16 key sustainability factors, include Excellent ratings for: ❤️ Supporting good causes 🤝 Fair in the way it does business 🏘️ Improving the lives of people and their communities ✨ Positively influencing society

AboutCois Sionna Desmond Credit Union is a not for profit, community-based credit union, proudly supporting its37,000 members across its 11-branch network, located throughout the Limerick and North Kerry region.The RoleCois Sionna Desmond Credit Union is currently recruiting for a Member Service Officer on a full-time,permanent basis. This is an exciting opportunity to join our dynamic team. Previous experience within afinancial regulated, customer-facing environment, with QFA / CUA qualifications or equivalent, is desirablebut not essential. The role is based in our Rathkeale Office, and candidates should be flexible to workthroughout the branch network.The Member Service Officer position will deliver a best-in-class standard of member service in a frontlineand back-office environment. The successful candidate will be responsible for processing day-to-day financialtransactions for our members, including loans and insurance, dealing with queries, and offering informationand support as required.The key purpose of the role is to support members by providing a superior level of assistance and servicein a timely

About Cois Sionna Desmond Credit Union is a not for profit, community-based credit union, proudly supporting its 37,000 members across its 11-branch network, located throughout the Limerick and North Kerry region. The Role Cois Sionna Desmond Credit Union has an exciting new opportunity for an IT Support Technician to join their growing team. The role will be based in Askeaton, Co. Limerick, with a requirement to travel throughout the branch network. Cois Sionna Desmond Credit Union is an ambitious, forward looking and strategic thinking credit union. This is an ideal opportunity for someone who is eager to learn, enjoys solving problems, and wants to be part of a digital transformation journey. Job Purpose Reporting to the IT Officer, the IT Support Technician will be primarily responsible for developing and supporting the IT infrastructure, with the key objective of supporting the IT network, employees’ PCs and related software and the telephone network to deliver best

We are delighted to inform you that we are currently advancing our discussions with Unity Credit Union in relation to combining our resources to become an even stronger credit union. The Board of Directors are of the view that by combining our Credit Unions we will build on our proud record to ensure we continue making a distinct and positive contribution to the challenges and opportunities facing our members and our community. In summary this initiative provides assurance on the continuation of services locally and ensures that the Credit Union will have the combined strength to meet the very challenging times ahead for credit unions. This announcement is made in the spirit in which our credit unions intend to move forward with this process – honesty and transparency so that you the member, can be sure that at all times you are fully informed. As the process evolves each member will be provided with an

Fraudulent SMS Alert Dear Members, We’ve been made aware of a fraudulent SMS currently circulating nationwide. The message appears to come from “51472” and reads: CREDIT UNION: A new Payee (JAMIE SMITH) has been added to your account. Contact us immediately on 01 513 4884 if this wasn’t you. When the recipient calls the number provided (01 513 4884), the call is answered with “Welcome to Credit Union Services.” The caller is then persuaded to provide their account credentials and personal details to the fraudster. ⚠️ This is a scam. If you call the number, you’ll reach fraudsters pretending to be Credit Union staff who will try to get your personal and account details. 👉 Please remember: Your Credit Union will never ask for account details, passwords, or PINs by phone or text. Do not click on links or call numbers in suspicious messages. If you’ve responded or shared any information, contact your Credit Union immediately using our

About Cois Sionna Desmond Credit Union is a not for profit, community-based credit union, proudly supporting its 37,000 members across its 11-branch network, located throughout the Limerick and North Kerry region. The Role Due to the credit union’s continued growth, we are delighted to invite applications for the role of Lending Officer on a full-time, permanent basis. The position is located in Newcastle West, with requirement to travel to branches on occasion. Applicants should be open to working some Saturdays, as required. Reporting directly to the Head of Lending, the Lending Officer, working as part of the lending team, will prepare and assess loan applications from members, in line with lending policies, ensuring all legislative and regulatory requirements are adhered to. The Lending Officer will also assist with the growth of the loan book in line with the Lending Strategy and operational business goals. The role will ensure a high level of loan processing is

Please note that our Croom Office will be closed on Saturday, 11th October due to a planned ESB power outage. Our Rathkeale and Newcastle West offices will remain open as normal, and online and mobile banking services will continue to be available throughout the day. We apologise for any inconvenience this may cause and thank you for your understanding.

Cois Sionna Desmond Credit Union encourages local artists to explore this year’s theme “The Future is…” Cois Sionna Desmond Credit Union is delighted to launch the 2025 Credit Union Art Competition and is calling on local artists of all ages to take part in one of Ireland’s longest running and most inclusive art initiatives. The competition invites people from all walks of life to express themselves through creativity, with this year’s theme asking them to reflect on “The Future is…” This year’s theme encourages artists to look ahead with imagination, hope and curiosity. Participants might explore personal dreams and milestones, a better world for the next generation, or how change and progress might shape our lives and communities. Whether bold and futuristic or thoughtful and personal, the theme offers endless possibilities for creative interpretation. Now in its 42nd year, the Credit Union Art Competition continues to support and promote creativity at every stage of life.

The Irish League of Credit Unions has released its annual Back to School survey results for 2025, highlighting the rising financial pressures facing families across the Republic of Ireland. 🔍 Key findings from this year’s report include: 1 in 3 parents (33%) are now going into debt to cover back-to-school costs The average debt per parent has risen to €376, compared to €368 last year. 35% of parents say they’ve had to deny their child at least one essential school item due to costs. The total cost of sending a child back to school now stands at €1,450 for primary school and €1,560 for secondary school Commenting on the 2025 findings, David Malone, CEO, Irish League of Credit Unions said: “This year’s back to school survey findings are reflective of the broader pressures being felt across society associated with the increasing cost of living. “While the fact that 1 in 3 are taking on debt

About Us Cois Sionna Desmond Credit Union is a not for profit, community-based credit union, proudly supporting its 37,000 members across its 11-branch network, located throughout the Limerick and North Kerry region. The Role We are delighted to invite applications for the full-time, permanent role of Risk Manager, located in our Askeaton office. The Risk Manager will be responsible for leading the credit union’s risk management function, ensuring the effective identification, assessment, monitoring, and mitigation of all key risks. The role will develop, implement, and continuously improve risk management frameworks, policies, and practices. The Risk Manager will foster a strong risk-aware culture across the credit union, ensuring that risk management is embedded at all levels of the credit union’s operations. As a Central Bank of Ireland Pre-Approved Control Function (CU PCF-3), the role reports directly to the CEO with a dotted reporting line to the Board, playing a key role in supporting strategic decision-making and